SMASH looks at net monthly income when determining whether you meet the income limit for your household size. As a self-employed musician, there are a couple of ways you can determine your net monthly income. The easiest ways are to: Look at your tax refund from the previous filing year and find the line that gives you your "Business Income or (loss)" amount. If your income has stayed mostly the same, you can use this number. Use your most recent three-month profit and loss statement to find your monthly income. This is determined by taking each month's gross earnings and subtracting that month's total of allowable IRS business expenses. If your income has changed a lot, this is the best number to use. If your income has changed significantly from last year, and you're not 100% sure what the amount of your expenses were--you can figure out your net monthly household income by using DSHS’ standard deduction of 20% of the household’s gross earned income for your last month of income.

That's okay, we can still help! If you put in an application, and don't end up qualifying for membership, we'll move your account to our “Non-Member Musician” group. You won't be eligible for our free or low-cost health services, but we'll still be able to support you with resources like: Help with navigating health insurance enrollment and finding financial grants Access to free online resources through our non-member portal Wellness workshops hosted by SMASH A pair of Etymotic earplugs (put in a request when you get accepted, and we’ll send them your way!) If your income ever changes and you think you'll be eligible for membership, you can submit a form in the Non-Member portal or reach out to the Member Services team at MemberServices@SMASHSeattle.org for a re-evaluation.

YES! SMASH exists to support all types of musicians.

No. SMASH is a service specifically for musicians, and we are not health insurance. We connect you to certain medical services based on your needs so you can protect your health. You can still access and benefit from all our services with, or without, health insurance.

YES! We have expanded to support musicians in King, Pierce, Snohomish, Mason and Thurston counties.

Less than 5 minutes! Our easy and free online application is all it takes.

YES! SMASH exists to support all types of musicians.

Musicians’ spouses, partners, and children are not eligible to receive primary care services, however, efforts will be made to locate services for them.

No, you do not have to use only SMASH partner providers and clinics if you have preexisting care but since payments go directly to the providers we can not reimburse for appointments that have not been coordinated with the provider and SMASH. If you are not currently receiving care our SMASH Membership Managers will match you with a SMASH partner or utilize providers in your insurance network.

No. Although SMASH is primarily focused on preventative healthcare and overall wellness, SMASH can provide support for acute injuries and concerns via a primary care appointment.

SMASH will do whatever we can to help you access the care you need even if we don’t currently have a partner that provides it. Please let us know during your member onboarding meeting how we can help.

At this time, SMASH does not pay for healthcare costs that occurred before becoming a member or for healthcare services costs not coordinated in partnership with SMASH. We recommend applying for a MusiCares grant to help with preexisting medical bills. Contact MusiCares West Region: 3030 Olympic Blvd. Santa Monica, CA 90404 Ph: 310.392.3777 Fx: 310.392.2187 MusiCaresRelief@MusiCares.org

SMASH does not manage appointments, test results, or nonbilling related communications. We are here to provide resources, funding, and support navigating your health care.

No. SMASH does not keep any medical records of members and does not speak to your provider about your specific healthcare needs without your written authorization. Your medical records are confidental and between you and your provider.

We ask musicians to update their information twice a year so we can keep your information up to date, recheck eligibility, and maintain proper reporting for our non-profit status. It is also an opportunity to re-engage about existing and new programs!

The SMASH member application is free and confidential. Your contact information will never be sold for any reason. We are not a health insurance provider; if you have insurance, you can still qualify for SMASH services. MEMBER ELIGIBILITY To become a SMASH member, you must be a musician and/or a music teacher who performs, records, teaches, or composes music within the SMASH service area, has done so in the past 12 months, and falls at or under our income guidelines. SMASH SERVICE AREA: King Snohomish Pierce Mason Kitsap Thurston ANNUAL HOUSEHOLD INCOME GUIDELINES (2025): Household of 1: $60,240 Household of 2: $81,760 Household of 3: $103,280 Household of 4: $124,800 Click here to join SMASH: https://smashseattle.site-ym.com/